MSPA | Minneapolis St. Paul AgencyWEBSITE TERMS
Terms of Use
MSPA INSURANCE & RISK MANAGEMENT LLC EFFECTIVE AUGUST 17TH, 2026
No coverage can be bound through this website.
Nothing on this website binds, alters, extends, or cancels insurance coverage.
No submission through this website — including a coverage review request, a Canopy Connect submission, an email, or a form — constitutes a request to bind coverage or creates any obligation on our part or on the part of any insurance company to provide coverage.
Coverage is effective only when confirmed in writing by MSPA or by an insurance company. If you need coverage bound, or need to report a claim, please telephone our office at (651) 647-9665.
These terms govern your use of mspagency.com. By using this website, you agree to them.
1Informational purposes only
The content of this website is general information about insurance and about our agency. It is not an offer of insurance, and it is not legal, tax, or financial advice.
Descriptions of coverage on this website are illustrative and abbreviated. Coverage terms, conditions, exclusions, and limits are governed solely by the policy as issued. In the event of any conflict between this website and a policy, the policy controls.
Examples, case descriptions, and placements described on this website are representative and anonymized. They do not guarantee any particular outcome or result.
2Licensing
MSPA Insurance & Risk Management LLC is a licensed insurance agency. Minnesota Agency License #40947387. We are licensed in Minnesota and additional states. We offer insurance only in states where we hold an active license.
3Coverage reviews
Where we perform a review of your existing coverage, our findings and recommendations are based on the information made available to us at the time. A review is not an audit, and it is not a guarantee that every gap or exposure has been identified.
We may recommend that you remain with your current agent or insurer. Where we do, we will say so plainly.
4Third-party services and links
This website links to third-party services, including Canopy Connect. Your use of those services is governed by their own terms and privacy policies. We are not responsible for the content, security, or practices of third-party websites.
5Intellectual property
The content of this website — including text, design, graphics, and the MSPA name and logo — is the property of MSPA Insurance & Risk Management LLC and is protected by applicable law. You may not reproduce, distribute, or create derivative works from it without our written permission.
6Disclaimer of warranties
This website is provided "as is" and "as available." We make no warranty that it will be uninterrupted, error-free, or free of harmful components, and we disclaim all warranties to the fullest extent permitted by law.
7Limitation of liability
To the fullest extent permitted by law, MSPA Insurance & Risk Management LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this website.
Nothing in these terms limits any liability that cannot lawfully be limited, including our obligations as a licensed insurance producer.
8Governing law
These terms are governed by the laws of the State of Minnesota, without regard to its conflict of laws provisions. Any dispute shall be brought in the state or federal courts located in Ramsey County, Minnesota.
9Changes
We may revise these terms. Continued use of the website after changes are posted constitutes acceptance.
10Contact
MSPA Insurance & Risk Management LLC
2469 University Avenue West, Suite 200E
St. Paul, Minnesota 55114
office@mspagency.com · (651) 647-9665