PERSONAL & PRIVATE CLIENTEvery thorough review starts with what you already have.
Not a questionnaire and not a phone call about price. We read your current policies first, because there is no honest way to advise you on coverage we haven't seen.
Sometimes the right recommendation is to stay where you are. It doesn't happen often, but it happens, and when it does we say so plainly. Occasionally a program is already well built. Occasionally the market simply won't do better.
The usual reasons:
Even then, the exercise is worth doing. We'll still share what we found — the gaps, the limits worth revisiting, the endorsement nobody mentioned — and you're free to take all of it to your current agent as a conversation you might not otherwise have had. It has never once been a waste of an hour.
HOW THIS WORKS
Three steps, and only one of them is yours.
You share your current coverage
Through Canopy Connect, a secure service that pulls your existing policy information directly from your insurer. No paperwork to dig out, no declarations pages to find.
About two minutes
We read all of it
Every policy, every endorsement, every schedule — against what you actually own and what would actually hurt to lose. This is the part that takes real time.
About one week
You receive our findings and recommendations
In writing, by email. What we found, what we would do about it, and why — including if what we would do is nothing at all.
Yours to keep either way
STEP ONE
Share your current coverage.
You'll sign in with your existing insurer's online credentials, and your current policy information comes across automatically. It takes about two minutes and saves you from hunting through a filing cabinet.
Secure connection provided by Canopy Connect- Your login credentials are never captured. You authenticate directly with your insurer. We never see, store, or have access to your username or password.
- Access is not retained. The connection is not an ongoing one. Nothing continues after the information is shared.
- It is a snapshot, not a feed. What we receive reflects your coverage as it stood at the moment of submission, and nothing after.
PREFER TO START WITH A CONVERSATION?
Email works too. So does the phone.
Our policy sharing function is the fastest path, but not the only one. Send us PDFs of your declarations pages, or call and we'll take it from there.